Welcome to the research and reports section which includes research undertaken by CCCS and reports written on credit and debt issues.
Please click on the appropriate link for full details
Statistics yearbook
2008 Statistics Yearbook (pdf) - 18 March 2009
2007 Statistics Yearbook (pdf) - 20 March 2008
2006 Statistics Yearbook (pdf) - 20 March 2007
2005 Statistics Yearbook (pdf) - 20 June 2006
Annual review
2007 Annual Review (pdf) - 20 February 2009
Towards a new counselling (pdf)- 10 October 2007
FCC Review 2005 (pdf) - 02 October 2006
Debt dashboard
Our downloadable Debt Dashboard provides a quarterly insight into clients' levels of debt and ability to repay with broader economic variables.
Lower earning households trapped in budget deficit (pdf) - Q3 2009
Difficult days for people in debt (pdf) - Q2 2009
Debt charity to reclaim £6.3m in benefits for clients in 2009 (pdf) - Q1 2009
No direction home (pdf) - Q4 2008
Credit cards: The Trojan Horse (pdf) - Q3 2008
From credit crunch to car crash (pdf) - Q2 2008
Broken rungs on the housing ladder (pdf) - Q1 2008
Hard times ahead for poorest homeowners (pdf) - Q3 2007
Young, mortgaged and in the red (pdf) - Q2 2007
Low income mortgagors most at risk (pdf) -Q1 2007
Additional reports
Debt in Scotland 2008 (pdf) - 23 September 2008
Debt in Wales 2008 (pdf) - 27 August 2008
Trouble totals Q3 (pdf) - 01 November 2007
Debt in Scotland (pdf) - 27 September 2007
Debt in Wales (pdf) - 27 September 2007
Trouble Totals Q2 (pdf) - 08 August 2007
Trouble totals Q4 (pdf).pdf - 02 February 2007
Trouble totals Q3 (pdf) - 07 November 2006
High income vs low income (pdf) - 19 May 2006