Research and reports

Welcome to the research and reports section which includes research undertaken by CCCS and reports written on credit and debt issues.

Please click on the appropriate link for full details

Statistics yearbook

2010 Statistics Yearbook (pdf) - 15 March 2011

2010 Statistics Yearbook Appendices (pdf) - 15 March 2011

2009 Statistics Yearbook (pdf) - 15 March 2010

2009 Statistics Yearbook Appendices (pdf) - 15 March 2010

2008 Statistics Yearbook (pdf) - 18 March 2009

2007 Statistics Yearbook (pdf) - 20 March 2008

2006 Statistics Yearbook (pdf) - 20 March 2007

Annual review

2010 Annual Review (pdf) - 26 October 2011

2009 Annual Review (pdf) - 25 May 2010

2007 Annual Review (pdf) - 20 February 2009

Towards a new counselling (pdf)- 10 October 2007

FCC Review 2005 (pdf) - 02 October 2006

Debt dashboard

Our downloadable Debt Dashboard provides a quarterly insight into clients' levels of debt and ability to repay with broader economic variables.

Profile of a bankrupt (pdf) - Q4 2010 

Debt Dashboard: Benefits review (pdf) - Q3 2010

Debt Dashboard (pdf) - Q2 2010

Recession driving more men to seek debt advice (pdf) - Q1 2010

Debt Dashboard  (pdf) - Q4 2009

Consultation responses

Scottish Law Commission: Protected Trust Deeds - improving the process - CCCS response (pdf)

Insolvency Service: Reform of bankruptcy and winding up - CCCS response (pdf)

Office of Fair Trading: Supplementary consultation on continuous payment authority - CCCS response (pdf)

Office of Fair Trading: Debt management (and credit repair services) guidance - CCCS response (pdf)

HM Treasury: A new approach to financial regulation: the blueprint for reform - CCCS response (pdf)

Ministry of Justice: Solving disputes in the county courts - CCCS response (pdf)

Law Commission: Reforming consumer redress for misleading and aggressive practices - CCCS response (pdf)

HM Treasury: A new approach to financial regulation: building a stronger system - CCCS response (pdf)

HM Treasury and BIS: Reforming the consumer credit regime - CCCS response (pdf)

HM Treasury: Simple financial products - CCCS response (pdf)

BIS: Managing borrowing and dealing with debt - CCCS response (pdf)

FSA: Mortgage market review (Responsible Lending) part 2 - CCCS response (pdf)

HM Treasury: A new approach to financial regulation - CCCS response (pdf)

FSA: Mortgage market review (Responsible Lending) - CCCS response (pdf)

Additional reports

Debt and the Regions Report (pdf) - 26 January 2012

Debt and the Generations Report (pdf) - 31 October 2011

Debt and Household Incomes Summary (pdf) - 12 July 2011

Debt and Household Incomes Report (pdf) - 12 July 2011

Introduction: Debt and the Family (pdf) - 15 March 2011

Debt in Scotland 2008 (pdf) - 23 September 2008

Debt in Wales 2008 (pdf) - 27 August 2008

Trouble totals Q3 (pdf) - 01 November 2007

Debt in Scotland (pdf) - 27 September 2007

Debt in Wales (pdf) - 27 September 2007

Trouble Totals Q2 (pdf) - 08 August 2007

Trouble totals Q4 (pdf).pdf - 02 February 2007

Trouble totals Q3 (pdf) - 07 November 2006

High income vs low income (pdf) - 19 May 2006

© Consumer Credit Counselling Service 2011