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Need debt help?

Get free anonymous debt advice from the UK's leading debt charity

We have been helping people in debt since 1993. Each year our debt counselling experience helps over 500,000 people with their debt problems, with over 100,000 on a debt management plan.

Free debt help is available online now with no commitment and a completely private consultation about your debt problems with CCCS Debt Remedy.

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Client login

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DMP login

CCCS Online DMP

If you are an existing client already on a debt management plan and have a client reference number you can log in to CCCS OnlineDMP to check your balances, transfer debts and set up a direct debit.

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Return to Debt Remedy

CCCS Debt Remedy

If you are part way through our Debt Remedy online counselling system and have a web reference number, click continue to complete your session and receive a recommendation.

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Our services

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Debt advice

CCCS Debt Remedy

If you're worried about debt, CCCS Debt Remedy will help you find the best solution. It is completely free and anonymous. It will provide you with expert debt advice from our debt counsellors including a personal budget and practical help.

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Money management

CCCS Money Matters

CCCS Money Matters provides impartial advice on financial planning and avoiding problem debt. The service is free and anonymous and helps you create a budget tailored to your circumstances, to track how you're spending your money.

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Debt management plans

Our debt management plans are free of charge so you can be sure that every penny you pay goes towards paying off your debts.

We support more than 100,000 clients on debt management plans. Find out if a debt management plan is right for you by using CCCS Debt Remedy.

Bankruptcy advice and support

Personal bankruptcy can be the most appropriate solution but it is not a decision to be taken lightly and you should always get expert advice first.

We can advise whether bankruptcy is right for your circumstances, we can also provide additional help through our bankruptcy support team.

Individual voluntary arrangement

An individual voluntary arrangement (IVA) is a form of personal insolvency and can be a suitable way for many people to resolve their debt problems.

To find out if this is the best option for you use CCCS Debt Remedy. If you decide to go ahead we can support you every step of the way.

InfoCentre

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This area contains our easy to use, knowledge base which will provide you with information to help deal with your debts and manage your money.

Debt advice varies across the UK as different laws apply in different countries. Select the country you are resident in to get the most appropriate information for you.

No matter where you are in the UK, for tailored advice on your debt problems use CCCS Debt Remedy, our anonymous online debt counselling service.

Popular pages (England & Wales)

England & Wales

England and Wales

Debt advice and information for residents of England & Wales

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Scotland

Scotland

Debt advice and information for residents of Scotland

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Northern Ireland

Northern Ireland

Debt advice & information for residents of Northern Ireland

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Contact

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Helpline

Our FREEPHONE helpline is open from 8am to 8pm Monday to Friday.

0800 138 1111

Calls may be monitored and recorded for quality and training purposes.

Contact us

You can also contact us by post or by emailing us through this website. Click the button below to visit our main contact page.

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Website feedback

Your feedback helps us improve our online services. We hope that you'll be able to take 5 minutes to complete our survey.

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Follow CCCS

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Read our blog

The CCCS MoneyAware blog is an entertaining and informative look at personal finances. Filled with helpful money tips on cash and credit, MoneyAware helps you live your life without falling into problem debt.

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Social media

Stay in touch with CCCS on your favourite social network. You can tweet us, friend us or watch our videos, keep updated with news and get money tips and advice.

  • Follow us on twitter
  • Visit our Facebook page
  • Watch our You Tube videos

More Info

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Credit card debt problems

If you are worried about your credit card debt, you are not alone. Credit card debt is one of the biggest contributors to debt problems in the UK.

We will help you to find the best solution to pay off your credit card debt, and as the UK's leading debt advice charity you can be sure that our advice will be confidential, impartial and absolutely free.

Debt consolidation loans

Some people are tempted to consider consolidating debts as a way to resolve their financial problems. Unfortunately this can often be risky, expensive and you can end up in a worse financial position.

If you are worried about your debts and are considering a debt consolidation loan, talk to us or use CCCS Debt Remedy which will give you a recommendation in only 20 minutes.

Need free debt advice?

As a registered charity, we provide free, impartial debt advice in complete confidence. We look carefully at your circumstances and recommend the best solution for your debt problems.

Our online debt counselling service, CCCS Debt Remedy, can give you an assessment of your financial situation and tailored debt advice in under 20 minutes. This service is completely anonymous and no commitment is required.