Do you live on your bank overdraft? If you do then the chances are that you are among the growing number of adults in the UK who live beyond their means.
Using credit to pay for living expenses is one of the key signs that you have a debt problem and should not be ignored.

In the red
Research by comparison website Moneysupermarket found that for 10% of people in this country, life in the red is a daily reality.
Of those contacting CCCS for help with their debt problems over the last year over 30,000 people had an average overdraft debt of more than £2,000.
Fight back
As the leading national debt counselling charity, you can be sure that we will always have your interests at heart. We have specialist advisors dedicated to providing free, transparent and impartial debt advice. The sooner you get in touch, the easier it will be for you to get back in the black.
If you are struggling with debt, then do something about it today by using our online debt counselling service, CCCS Debt Remedy, available 24 hours a day, seven days a week.