Debt help guide to Manchester

If you’re looking for free debt advice in Manchester, there are many agencies that can help you.

Perhaps you are worried about your finances and finding it difficult to meet your monthly payments or you are concerned about your level of credit card debt. You are not alone; many people in the UK are experiencing similar worries.

The first thing to do is to seek professional and, above all, free, debt advice from a debt help charity like CCCS.

Anonymous free debt counselling online from CCCS

At CCCS, we give free, confidential and impartial debt advice to people with all sorts of financial problems. Our online debt advice service, CCCS Debt Remedy, is available 24 hours a day and gives instant help and advice, tailored to your particular circumstances.

For instant, free debt advice, use CCCS Debt Remedy to find out the best solution for your situation

    

Local free debt help in Manchester

If you are looking for local debt help, then make sure you go to an organisation that offers professional, impartial and free debt advice. Manchester’s local debt help centres are listed below and they also appear in this map.

View Manchester debt help centres in a larger map

Manchester City Council

1 First Street,
Manchester M1 5DE
Tel: 0161 234 5678
www.manchester.gov.uk

The council has a collection of Money and Debt Advice Factsheets on its website.

Citizens Advice Bureaux

There are several Citizens Advice Bureaux in Manchester providing specialist advice in debt, benefits, employment and housing.

Manchester Citizens Advice Bureaux

Tel: 08444 111 222
www.manchestercab.org.uk

Telephone advice-line (08444 111 222) open:
Monday-Friday, 9.30am-4.30pm

The Manchester bureaux and outreach services include:

Manchester CAB Debt Service

20 Swan St,
Manchester M4 5JW

Opening hours:
Monday-Friday, by appointment only

Advice and Community Resource Centre

59 Withington Road, Whalley Range,
Manchester M16 7EX
Tel: 0161 226 7015

Appointments only:
Monday, Wednesday & Friday

Drop-in service:
Tuesday, 1.30-4pm
Thursday, 10am-12.30pm

Ben Brierley CAB

322 Moston Lane,
Moston,
Manchester M40 9WB

Opening hours:
Monday, Wednesday & Friday, 9am-5pm
Tuesday & Thursday, 9am-8pm
Saturday, 9am-1.30pm

Hulme CAB

Claremont Resource Centre,
Rolls Crescent,
Manchester M15 5FS

Opening hours:
Monday-Thursday, 9.30am-4pm
Friday, by appointment only

Longsight CAB

384 Dickenson Rd,
Manchester M13 0WQ

Monday-Thursday, 9.30am-12pm & 1-3.30pm
Friday, by appointment only

Withington Community Legal Advice Service

Withington Methodist Church,
Wilmslow Rd,
Manchester M20 4AN

Opening hours:
Monday, Wednesday & Thursday, by appointment only
Tuesday & Friday, 9.30am-12pm

Local advice centres

Other local advice centres in Manchester include:

Cheetham Hill Advice Centre

1 Morrowfield Avenue,
Cheetham Hill,
Manchester M8 9AR
Tel: 0161 740 8999
www.cheethamadvice.org.uk

Confidential advice and information to residents of the Cheetham and Crumpsall districts of Manchester. They offer advice on debt, welfare benefits and consumer matters.

Appointments only:
Monday, Wednesday, Thursday & Friday
Tuesday afternoons

Drop in session:
Tuesday morning (please arrive before 10am)

New East Manchester Money Mentors

187 Grey Mare Lane,
Beswick,
Manchester M11 3ND
Tel: 0161 223 1155

The Money Mentors provide free advice on debt, personal finance issues and accessing benefits.

Telephone helpline (0161 223 1155) operates:
Monday-Friday, 9am-5pm

Free legal advice services

The following organisations offer free legal advice to Manchester residents:

Manchester School of Law, Legal Advice Centre

www.law.manchester.ac.uk/aboutus/services/legaladvicecentre

Manchester School of Law runs two Legal Advice Centres, which provide free, confidential legal advice to members of the public. Both centres are open Monday to Friday, during teaching semesters only.

School of Law Legal Advice Centre (LAC)

Unit 18 University Shopping Precinct,
Oxford Road,
Manchester M13 9QH
Tel: 0161 306 1264 or 0161 275 7976
Email: free.legal@manchester.ac.uk

East Manchester Legal Advice Centre (EMLAC)

New Roundhouse,
1328-1330 Ashton Old Road, Openshaw,
Manchester M11 1JG
Tel: 0161 275 0349 or 0161 614 8317
Email: free.eastmanlegal@manchester.ac.uk

Wythenshawe Law Centre

260 Brownley Road,
Manchester M22 5EB
Tel: 0161 498 0905 or 498 0906
Fax: 0161 498 0750

Advice and representation on welfare benefits, debt, money problems and employment rights for the residents of Wythenshawe.

Drop-in service:
Monday-Thursday, 10am-12.30pm

Telephone advice available:
Monday-Friday, 10am-4.30pm (closed for lunch 1-2pm)

Credit Unions

Credit Unions are safe, ethical lenders and offer saving schemes to their members. There are several credit unions available in Manchester.

Manchester Credit Union

Tel: 0161 231 5222
www.manchestercreditunion.co.uk

Several branches throughout Manchester (see website for more details), including:

Beswick Branch
The Grange, Pilgrim Drive,
Manchester M11 3TQ

Opening hours:
Monday, Tuesday, Thursday & Friday, 9.30am-3.30pm
(closed for lunch 12.30-1.30pm)
Wednesday, 10am-12.30pm

Wythenshawe Shop

Unit 1E, Haletop,
Wythenshawe Civic Centre,
Wythenshawe M22 5RN

Opening hours:
Monday, Tuesday, Thursday & Friday, 10am-3.30pm
(closed for lunch 12.30-1.30pm
Wednesday, 10am-12.30pm
Saturday, 10am-1pm

Manchester Unity Credit Union

Abbey House, 32 Booth Street,
Manchester M2 4QP
Tel: 0161 233 2569
www.manchesterunitycu.co.uk

Opening hours:
Monday-Friday, 9am-2pm

South Manchester Credit Union

Christ Church Hall,
Corner of Parrs Wood Road & Fog Lane,
Didsbury,
Manchester M20 6EE
0161 448 0200
www.smcreditunion.co.uk

Opening hours:
Monday & Friday, 1-4pm
Tuesday, 11am-4pm
Wednesday & Thursday, by appointment only

Trafford United Credit Union

Shrewsbury Street Centre
Shrewsbury Street, Old Trafford,
Manchester M16 9AX
0161 912 1536
www.traffordcreditunion.com

Opening hours:
Monday, Tuesday, Thursday & Friday, 10am-12pm
Saturday, 10.30am-12pm

Advice Directories

This website provides information on other advice services available in Manchester:

One Stop Advice

www.onestopadvice.org.uk

This website allows you to search for Manchester agencies offering free legal advice and has advice guides available to download.

Debt advice for older people

Older people living in Manchester can get specialist support from:

Age Concern Manchester

24 Mount Street,
Manchester, M2 3NN
Tel: 0161 833 3944
www.silverservice.org.uk

Age Concern Manchester provides free and confidential information, advice and support regarding benefits and a legal advice clinic. Telephone: 0800 027 57 87 for more information or to make an appointment.

Manchester Care & Repair

Unit 14 Empress Buildings,
380 Chester Road,
Manchester M16 9EA
Tel: 0161 872 5500
www.careandrepair-manchester.org.uk

Manchester Care & Repair can assist over 60s with major property repairs and improvements and they provide a free handy-person service (you just pay for any materials). They can also provide help with form-filling, advocacy and benefits advice.

Other advice services

Greater Manchester Pay and Employment Rights Advice Service

Tel: 0161 839 3882
www.gmemploymentrights.org.uk

A free, confidential employment rights advice-line for anyone living or working in Greater Manchester. Their website has a number of factsheets on employment issues.

Advice-line operating hours:
Monday, Wednesday & Friday, 9.30am-3.30pm
Tuesday & Thursday, 10am-5pm

    

CCCS Local debt help

Click on the links below to access your local guide. Our guides show where to go to get free advice near you and who to contact for advice on housing, benefits and other worries you may have.

© Consumer Credit Counselling Service 2011