Debt help guide to Liverpool

Free, local debt help is widely available to the residents of Liverpool.

Are you struggling to meet your monthly outgoings or finding it increasingly difficult to afford your credit card or loan repayments? You’re not alone. The latest figures show that personal insolvencies in Liverpool have risen by over 500% since 2000.

If you need debt help and you live in the Liverpool area, there are several local debt help organisations available to you.

Anonymous free debt counselling online from CCCS

If you need debt help, don’t worry – we will help you with your debt problem, however big or small it may be. Our debt advice is completely free of charge, and, using our Debt Remedy service, you can obtain instant debt help at any time of the day. And should a formal debt solution, like an individual voluntary arrangement (IVA), debt management plan (DMP) or debt relief order (DRO) be the best way forward for you, we can also help with these - free of charge.

For instant, free debt advice, use CCCS Debt Remedy to find out the best solution for your situation

    

Local free debt help in Liverpool

If you’re looking for local debt help in Liverpool, make sure you turn to a free debt help organisation. We have listed some available to you below and marked them on this map.

View Liverpool Debt help centres in a larger map

Liverpool City Council

City Centre One Stop Shop,
(Municipal Buildings),
Dale Street,
Liverpool L1 2DH
www.liverpool.gov.uk

Liverpool City Council’s website has pages that can help you with claiming benefits and housing. There are also 10 One-Stop Shops, where you can get face to face advice – these are marked in blue on the map.

Citizens Advice Bureaux

Citizens Advice Bureaux (CABs) offer general and specialist advice, free of charge.

Liverpool CAB
2nd Floor, 1 Union Court,
Cook Street,
Liverpool L2 4SJ
Tel: 0844 848 7700 (for advice)
Tel: 0151 285 8534 (for appointments)
www.liverpoolcab.org

Drop-in service:
Tuesday & Thursday, 10am-3pm

Appointments are also available:
Monday, Tuesday & Thursday

North Liverpool CAB

www.northliverpoolcab.co.uk
Tel: 0844 848 7700

North Liverpool CAB has three advice centres:

Anfield Citizens Advice

36/38 Breckfield Rd North,
Anfield,
Liverpool L5 4NH

Opening hours (for Gateway Interviews):
Monday, Tuesday & Thursday, 9.15am-1pm

Norris Green Citizens Advice

138 Scargreen Avenue,
Norris Green,
Liverpool L11 3BE

Opening hours (for Gateway Interviews):
Monday & Tuesday, 1-3.30pm
Wednesday, Thursday & Friday, 10am-1.30pm

Walton CAB

37-39 Walton Road,
Liverpool L4 4AD

Opening hours (for Gateway Interviews):
Monday-Friday, 9.30am-1pm

Garston CAB

Garston Community House,
2 Speke Road,
Liverpool L19 2PA
Tel: 0844 848 7700
www.garstoncab.org.uk

Opening hours:
Monday, Tuesday & Thursday, 9.30am-12pm (initial assessments)
Monday, Tuesday & Thursday, 12.30-2.30pm (by appointment only)

Telephone advice available:
Wednesday & Friday, 10am-1pm

Netherley Citizens Advice Bureau

16a Mildenhall Way
Liverpool L25 2SR

Drop-in session:
Monday, Tuesday, Thursday & Friday, 10am-1pm

Speke Citizens Advice Bureau

Surestart Family Centre,
Conleach Road,
Liverpool L24 0TW
www.spekecab.org.uk

Opening hours:
Monday, Wednesday & Thursday, 10am-1pm

Toxteth CAB

Toxteth Town Hall,
15 High Park Street,
Liverpool L8 8DX
Tel: 0151 280 5781
www.toxtethcab.org.uk

Drop-in sessions:
Monday, Wednesday & Friday, arrive at 9am

Local advice centres

Other places to get free debt help in Liverpool include:

Liverpool Advice Alliance

Tel: 0844 848 770
www.liverpooladvicealliance.org

Liverpool Advice Alliance is a partnership of 16 Liverpool agencies and provides a freephone helpline offering advice on many issues, including debt.

Telephone advice available:
Monday-Thursday, 10am-4pm
Friday, 10am-1pm

RAISE - Benefits and Money Advice at Home

Tel: 0151 291 7850
www.benefitsadviceteam.co.uk

RAISE provides advice on managing your money, welfare benefits and saving to residents of most Liverpool housing association properties. They will visit you in the comfort of your own home.

Telephone 0151 291 7850 to speak to an advice worker:
Monday-Thursday, 9.30am-12.30pm

HEAT Kensington (Health Energy Advice Team)

72 - 74 Durning Road,
Kensington,
Liverpool L7 5NG
Tel: 0151 263 2620 or 0151 263 1122
www.heatkensington.org.uk

HEAT Kensington offers free advice on welfare benefits, housing problems, debt and energy efficiency.

Christians Against Poverty (CAP)

Frontline Church, Liverpool
Corner of Lawrence & Wellington Rd,
Wavertree,
Liverpool L15 0HY
Tel: 0800 328 0006
www.frontline.org.uk

Frontline CAP offer a free debt counselling service to anyone with financial worries. and including a home visits.They also run courses teaching money management.

Free legal advice services

If you need free legal advice on debt issues, these services may be of help:

Liverpool Law Clinic
26 Oxford Street,
Liverpool, L69 7WX
Tel: 0151 794 5782
www.liv.ac.uk/law/clinic

Opening hours (term-time only):
Tuesday & Thursday, 12-2pm - by appointment only

Vauxhall Community Law & Information Centre

Silvester Street,
Liverpool L5 8SE
Tel: 0151 482 2001
www.vnc.org.uk/law.htm

Free advice and representation at tribunals and court regarding welfare rights, housing, debt and employment law. Telephone to make an appointment.

Credit Unions

Credit Unions provide their members with ethical and secure saving and lending schemes. Credit Unions in Liverpool include:

Partners Credit Union

New Oxford House,
75 Dale Street,
Liverpool L2 2HT
Tel: 0151 258 1014
www.partners.securecu.co.uk

Opening hours:
Monday-Friday, 9.30am-4pm
(closed the last Wednesday of each month)

Enterprise Credit Union

Hall Lane, Huyton,
Liverpool, L36 6AX
Tel: 0151 482 0177
www.secure.enterprisecreditunion.org

Opening hours:
Monday-Friday, 9.30am-1pm &1.30-4pm

Riverside Credit Union

17 Penketh Drive,
Speke,
Liverpool L24 2WZ
Tel: 0151 448 0565
www.riversidecreditunion.co.uk

Opening hours:
Monday-Friday, 9.30am-1pm & 1.30-3.30pm

Advice Directories

For details of further advice agencies operating in Liverpool, you can consult:

Help4Me (Liverpool Family Services Directory)

www.fsd.liverpool.gov.uk

The Help4Me website is an online directory of local services in Liverpool.

Debt advice for older people

Older residents of Liverpool can seek specialist advice from:

Age Concern Liverpool

1st Floor, Sir Thomas House,
5 Sir Thomas Street,
Liverpool L1 6BW
Tel: 0151 236 4440
www.ageconcernliverpool.org.uk

Age Concern Liverpool can advise on applications for benefits and offer representation at tribunals. 

    

CCCS Local debt help

Click on the links below to access your local guide. Our guides show where to go to get free advice near you and who to contact for advice on housing, benefits and other worries you may have.

© Consumer Credit Counselling Service 2011