Debt help guide to Cardiff

More and more people in the UK are struggling with their finances and finding it hard to keep up with their debt repayments.

For those of you living in Cardiff and experiencing debt and money worries, there are several local advice centres that can give you the free debt help you need.

Free, anonymous debt counselling online from CCCS

If you’re finding it difficult to meet your monthly repayments, or you are struggling with credit card debt, it is important that you get debt counselling straight away.

You need never pay for debt help when debt charities, like ourselves, provide debt advice free of charge. We will give you free and impartial debt advice, no matter how big or small your financial problem.

For instant, free debt advice, use CCCS Debt Remedy to find out the best solution for your situation

Debt Remedy, our online debt counselling service, will ask you some simple questions about your situation and give you a personal recommendation and debt advice. It’s free and completely anonymous.

We can also help you with free debt solutions. If an IVA, debt relief order or debt management plan is suitable for your circumstances, we can provide it free of charge.

    

Local free debt help in Cardiff

Cardiff also has a number of local advice centres offering free debt help. These organisations are listed below and shown on this map:

View Cardiff Debt Help Centres in a larger map

Cardiff Council

C2C Help Centre,
Ground Floor, Cardiff Central Library,
The Hayes,
Cardiff CF10 1FL
Tel: 029 2087 2087 (English)
and 029 2087 2088 (Cymraeg)
www.cardiff.gov.uk

Cardiff Council’s website has a section dedicated to Recession Advice with useful information on dealing with debt and money management.

Local advice centres in Cardiff

There are a number of local advice centres in Cardiff, including:

Cardiff Citizens Advice Bureau

1-7 Castle House,
Cardiff CF10 1BS
Tel. 0844 477 2020

Cardiff CAB offers specialist advice on debt, housing, money and welfare benefits.

Opening hours:
Monday-Thursday, 9am-3pm
Friday, 9.30am-12.30pm

Riverside Advice

41A Lower Cathedral Rd,
Cardiff CF11 6LW
Tel: 029 2034 1577 ‎
www.riversideadvice.f2s.com

Riverside Advice can advise on debt, financial problems and welfare benefits. Telephone to make an appointment.

Speakeasy Advice Centre

166 Richmond Road,
Cardiff CF24 3BX
Tel:. 029 2045 3111 ‎
www.speakeasyadvice.co.uk

The Speakeasy Advice Centre provides free legal advice and representation for people struggling with debt and information on welfare benefits.

Christians Against Poverty (CAP) Cardiff

Albany Road Baptist Church,
Albany Road,
Cardiff CF24 3NU
Tel: 0800 328 0006
www.albanyroadbaptist.org.uk

Practical, free debt advice. Telephone to arrange for a Debt Coach and Support Worker to visit you in your own home.

Cardiff Law Centre

41-42 Clifton Street,
Adamsdown,
Cardiff CF24 1LS
Tel: 029 2049 8117

Provides specialist and general legal advice and representation.

Credit Unions

Credit Unions provide safe and ethical saving and lending schemes to their members. There are two credit unions open to Cardiff residents:

Cardiff Credit Union

County Hall, Atlantic Wharf,
Cardiff, CF10 4UW
Tel: 029 2087 2373
www.cardiffcu.com

Opening hours:
Monday-Friday, 10.30am-2.30pm

Plaid Cymru Credit Union

Tŷ'r Cymry,
11 Gordon Road,
Cardiff CF24 3AJ
Tel. 029 2049 1888
www.ucpccu.org

Opening hours:
Tuesday & Friday, 10.30am-3.30pm

Debt advice for older people

There are a number of organisations offering debt and money advice tailored towards older people living in Cardiff. They include:

Age Concern Cardiff & Vale of Glamorgan

Welfare Rights Team,
The Old School, Bwlch Road,
Fairwater,
Cardiff CF5 3EF
Tel: 029 2056 7883
www.age-concern-cardiff.org.uk

Age Concern’s Welfare Rights Team can advise on issues such as Pension Credit, Housing Benefit, Attendance Allowance and Disability Living Allowance.

Care & Repair Cardiff

Cardiff Community Housing Association,
20 Splott Road,
Cardiff CF24 2BZ
Tel: 029 20473 337
www.ccha.org.uk

Care & Repair Cardiff provides a variety of services for older people including a welfare benefits check and assistance with relevant welfare benefit applications.

Other sources of help

Track 2000 Resource House

Penarth Road Grangetown,
Cardiff CF11 6NG
Tel: 029 2035 5683
www.track2000.org.uk

Rather than buying furniture and household goods on credit, visit Track 2000’s Resource House for preloved items at very low cost.

Opening hours:
Monday-Thursday, 9.30am-2pm
Friday, 9.30am-1pm

    

CCCS Local debt help

Click on the links below to access your local guide. Our guides show where to go to get free advice near you and who to contact for advice on housing, benefits and other worries you may have.

© Consumer Credit Counselling Service 2011