Debt help guide to Bristol

If you live in Bristol and are struggling with debt, make sure you get some free debt advice as soon as you can.

In this uncertain economic climate, many people in the UK are finding themselves in financial difficulty. Household budgets are under pressure - redundancy, overtime bans and benefit cuts are reducing income whilst the VAT rise and escalating fuel prices are increasing the cost of living.

More and more people in Bristol struggle with debt every year, with credit card debt being a major contributor. The latest figures show personal insolvencies in Bristol have increased by over 500% since 2000, and last year, we helped 1,500 Bristol people with their debt problems.

If you are worried about your debts and need some help getting your finances under control, make sure you get the free help you need and never pay for debt advice.

Free and anonymous debt counselling online from CCCS

We provide a free, anonymous, online debt counselling service called CCCS Debt Remedy. This online tool is easy to use and available 24 hours a day. Just answer some straightforward questions about your particular circumstances and you will receive tailored debt advice and a personalised budget.

For instant, free debt advice, use CCCS Debt Remedy to find out the best solution for your situation

    

Local free debt help in Bristol

If you would prefer to talk to someone face to face about your debt problem, there are plenty of free local advice agencies in Bristol that can help. We have compiled a list of useful contacts in the city including free local debt advice agencies, credit unions, advice directories and other useful organisations. These are featured on this map and detailed below.

View Bristol Debt Help Centres in a larger map

Bristol City Council

Central Customer Service Point,
Bond Street South,
Bristol BS1 3PH
www.bristol.gov.uk

Bristol City Council runs 7 Customer Service Points, offering face-to-face advice on benefits, Council Tax, housing and other issues. These are marked in blue on the map above. The council also has a Debt and Money section on their website.

Bristol City Council Welfare Rights and Money Advice Service

Tel: 0117 377 2877

This is a money advice service for Bristol City Council tenants. They also provide benefits advice to residents in sheltered housing, service users of home- and day-care and people with a sensory impairment.

Citizens Advice Bureaux

There is one Citizens Advice Bureau in Bristol and one in South Gloucestershire providing specialist advice on debt, benefits, employment and housing:

Bristol Citizens Advice Bureux

Telephone Advice: 0844 499 4718 (Monday & Wednesday, 10am-12pm)
www.bristolcab.org.uk

Help and advice with a range of issues including debt, housing and employment.

Bristol Advice Point

1 Quay Street,
Bristol BS1 2JL

Opening hours:
Monday-Friday, 9.30am-1pm (drop-in assessments)
Monday-Friday, 9.30am-4.30pm (Information Service)

Southmead Drop-in Advice

The Community Centre,
248 Greystoke Avenue, Southmead
Bristol BS10 6BQ

Opening hours:
Wednesday, 10am-1pm

South Gloucestershire Citizens Advice Bureau

Tel: 08444 111 444
www.southgloscab.org.uk

Advice on debt, benefits, redundancy, housing, consumer problems and more. South Gloucestershire Citizens Advice Bureau runs two centres in Bristol:

South Gloucestershire CAB - Staple Hill

117 High Street,
Staple Hill,
Bristol BS15 5HF

Opening hours:
Monday & Friday, 10am-1pm
Thursday, 10am-12pm

South Gloucestershire CAB - Yate

Kennedy Way, Yate,
Bristol BS37 4DQ

Opening hours for advice:
Monday & Friday, 10am-1pm
Tuesday, 10am-12pm & 1-3pm

Local advice centres

Other sources of free debt advice in Bristol include:

Bristol Debt Advice Centre

2nd Floor, 48-54 West Street,
St Philips,
Bristol BS2 0BL
Tel: 0117 954 3990
www.bdac.org.uk

Specialist debt advice and advocacy, specific energy advice and council tax drop-in sessions.

Opening hours:
Monday & Tuesday, 9.30am-12pm (drop-in service)
Thursday, 9.30am-12pm (telephone advice only)

North Bristol Advice Centre

2 Gainsborough Square,
Lockleaze,
Bristol BS7 9XA
Tel: 0117 951 5751
www.northbristoladvice.org.uk

North Bristol Advice Centre provides advice and advocacy for debt, employment, housing and welfare benefits issues.

Drop-in sessions:
Monday, 9.30am-12.30pm
Thursday, 9.30am-12.30pm (debt advice only)

North Bristol Advice Centre runs sessions at various venues throughout Bristol, including:

Advice Shop

Ridingleaze House, Ridingleaze,
Lawrence Weston,
Bristol BS11 0QE

Opening hours:
Monday, 9.30am-12.30pm
Tuesday, 1.30-4.30pm (welfare benefits advice, by appointment only)
Wednesday, 2.30-4pm (debt advice, by appointment only)

For more information on other outreach centres see their website.

South Bristol Advice Service

Tel: 0117 985 1122
www.southbristoladvice.org.uk

A free, independent and confidential debt and benefits advice service. Drop-in sessions are held at various locations, including:

The Withywood Centre

Queens Road,
Bristol BS13 8QA

Opening hours:
Wednesday, 10am-12pm
Friday, 2-4pm

@Symes Community Centre

Peterson Avenue, Hartcliffe,
Bristol BS13 0BE

Opening hours:
Mondays, 10am-12pm
Wednesdays, 1-3pm
Fridays, 10am-12pm

St Pauls Advice Centre

146 Grosvenor Road, St Pauls,
Bristol BS2 8YA
Tel: 0117 955 2981
http://advicewest.org.uk/service/st-pauls-advice-centre

St Pauls Advice Centre has specialist advisers giving debt and welfare benefits advice and providing representation when appropriate. Also provide general advice on housing, employment, immigration and consumer issues.

Drop-in sessions:
Monday, Tuesday & Thursday, 10am-12pm

By appointment only:
Tuesday, 10am-12pm & 2-4pm
Wednesday & Thursday, 2-4pm
Friday, 10am-12pm

North East Bristol CAP (Christians Against Poverty) Centre

Christchurch Downend,
Downend Road, Downend,
Bristol BS16 5UF
Tel: 0800 328 0006
www.christchurchdownend.com

CAP provide a free, face-to-face professional debt counselling service in the comfort of your own home. Telephone 0800 328 0006 to make an appointment.

Free legal advice services

The following organisations offer free legal advice to Bristol residents:

Avon and Bristol Law Centre

2 Moon Street, Stokes Croft,
Bristol BS2 8QE
Tel: 0117 924 8662
Debt advice line: 0117 916 7730 (Only Mondays, 1-4pm)
www.avonandbristollawcentre.org.uk

The Law Centre provides a free legal advice and advocacy service for unwaged and low-paid people and for people experiencing unlawful discrimination. Areas of law include debt, housing & welfare benefits. Advice is given by appointment only.

South West Law

1 Hide Market, West Street,
St Phillips,
Bristol BS2 0BH
Tel: 0117 314 6400
www.southwestlaw.org.uk

Specialist legal advice with housing law and welfare benefits, as well as other issues. Their services are normally free to people on a low income or to those in receipt of income support, Job Seekers Allowance or Pension Credit.

Credit Unions

Credit Unions are safe, ethical lenders and offer saving schemes to their members.

Bristol Credit Union

112/114 Cheltenham Road,
Bristol BS6 5RW
Tel: 0117 9247309
www.bristolcreditunion.org

Bristol Credit Union is open to anyone who lives, works, volunteers or studies in Bristol, Bath & North East Somerset, North Somerset and South Gloucestershire. See their website for local community service points.

Opening hours:
Monday-Friday, 10am-2.30pm.

Severn Four Credit Union

The Springfield Room,
Shirehampton Public Hall,
Station Road,
Bristol BS11 9TX
Tel: 0117 938 1439
www.severnfourcreditunion.org

Anyone who lives or works within the boundaries of the City of Bristol is eligible to join this credit union. See their website for Local Paypoints.

Head Office opening hours:
Tuesday-Friday, 9.30am-12.30pm (drop-in)
Tuesday-Friday, 9.30am-3pm (telephone)

Advice Directories

Bristol has a number of online advice directories, which can be helpful in directing you to other useful organisations. They include:

Advice West

advicewest.org.uk

Advice West is run by Advice Centres for Avon (ACFA), a network of independent advice agencies working across Bristol, North Somerset, South Gloucestershire. Search their member database for local advice providers near you.

Well Aware

www.wellaware.org.uk

This website is a database of health, well-being and community resources in South Gloucestershire, Bristol and Bath & North East Somerset.

Debt advice for older people

Older people living in Bristol can get specialist support from:

Age UK Bristol

Canningford House,
38 Victoria Street,
Bristol BS1 6BY
Tel: 0117 929 7537
Information and Advice Service: 0117 922 5353

www.ageukbristol.org.uk

Age UK Bristol's Information and Advice Service provides help to over-55s living in Bristol. They help with debt, benefits, rent and mortgage arrears, pensions and other issues.

Opening hours:
Monday, Wednesday & Thursday, 10am-1pm
Tuesday, 10am-3.30pm

WE Care & Repair

5 Hide Market, Waterloo Street,
St Philips,
Bristol BS2 0BH
Tel: 0117 954 2222
www.wecareandrepair.org.uk

Help for over-60s and disabled people to remain independent in their homes.WE (West of England) Care & Repair can help with overseeing home repairs, a handy person service, free home safety checks and help accessing funding for essential repair work.

Opening hours:
Monday-Friday, 9am-5pm

    

CCCS Local debt help

Click on the links below to access your local guide. Our guides show where to go to get free advice near you and who to contact for advice on housing, benefits and other worries you may have.

© Consumer Credit Counselling Service 2011