If you are having a problem with your debt, you may find that your creditors write to you or call you.
This can be very stressful and difficult to deal with. It is important to remember that you don’t have to speak to creditors on the phone if you don’t want to and you can ask them to write to you instead. We will be able to give you some debt help and advice on how to deal with your creditors.

Further action
Your creditors will only take further action against you as a last resort. But it is still important to get debt help and find out how to deal with your situation as soon as possible. Please remember that it is not a criminal offence to owe money. You will not go to prison because of your debts.
Even if court action has started we will still be able to help you. Use our online debt counselling service CCCS Debt Remedy, to get immediate debt help today.
Don’t make it worse
It is important to get in touch with us as soon as possible. Although debt problems are not solved overnight, speaking to us will allow you to take the first steps towards solving your debt problem.
It is also important that you don’t borrow any more money before you speak to us. That means don’t:
How we can help
We can give you free and impartial debt help. Again, our online counselling service, CCCS Debt Remedy, will be able to help you find a debt solution and give you the debt help you need.