Millions of people in the UK are currently experiencing debt problems.
There are many reasons for getting into debt. Perhaps your financial circumstances have changed; your income may have been reduced or you might have overused your credit.
Life changes can also have an effect on your finances. Relationship problems, unemployment, having children and retiring can all lead to financial difficulty.
Our clients come from all walks of life and we offer help and advice to those on high incomes as well as to those on low ones.
Just as there are a variety of causes that lead to debt, there are many different ways of resolving your debt problem.
These case studies show you how CCCS can give you practical help and advice, whatever your circumstances.
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Actor, Jim opts for bankruptcy after forced semi-retirement reduces his income |
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Divorced single-mother, Jenny, clears her debts with a debt management plan |
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Previously self-employed publican, Bob, makes token payments to debtors whilst looking for new work |
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Single-mum, Kelly applies for a debt relief order (DRO) when child care and unemployment push her into debt |
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IVA recommended to couple after redundancies and bad advice |