If you would like more advice and help with the issues discussed in this guide, visit CCCS Debt Remedy, our free, anonymous and confidential online debt counselling service.

If you need some advice following your redundancy, try our Debt Remedy service. It will ask you some straightforward questions about your circumstances and give you tailored advice and a personalised budget.
You won’t have to give any personal information or make any commitments. Debt Remedy is available 24 hours a day.
If you prefer to speak to someone confidentially to get debt help, call our free Helpline on 0800 138 1111 to arrange a telephone appointment.
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