Depending on your circumstances, a debt management plan could benefit you as an ideal solution for your debt problem.

CCCS has overseen thousands of successful DMPs in its time and as a charity does not charge an administration fee to set one up.

An average successful DMP takes just over five years to complete and the average person pays back around £18,500 on one. Some clients of ours have paid back a lot more though - one person was successful in paying back £188,710 via a DMP, and another successfully paid back 37 creditors.