If you do not attend a court hearing for your property you will need to call the courts and find out the outcome of the hearing. Once you know the outcome of the hearing please call our helpline and one of our specialist advisors will be able to help you deal with your housing problems.

A section 2 order allows you to stay in your home while you come to an arrangement to clear your mortgage arrears or to ask for time to find alternative accommodation if it looks as if your home will be repossessed.

You can apply for a section 2 order at any time before the sheriff makes a decision on your case.

If you can clear all of your mortgage arrears in a short amount of time, you can ask for the court the for time to do this. 

This is called asking for the case to be continued. If your case is continued, another date will be set for your case to call back at court. If you have cleared all the arrears, no further action will be taken, but if you have not kept to the agreement, the sheriff will then decide whether your lender should be allowed to repossess the property.

If you want to apply for a section 2 order, ask for more time to pay your arrears or you disagree with your lender, you will need help from a solicitor.  The Law Society of Scotland can help you find a solicitor.