This depends on your situation. You should always pay your unsecured debts if you can afford to. However, paying for your house, utility bills and council tax is normally more important than paying for unsecured debts. This is because the consequence of not paying your priorities is more severe than not paying your unsecured debts. If you are struggling to pay any of your debts please call us. One of our advisors will be able to help you deal with your problems.

Council tax is a priority because it is a debt to the government. This means that it is a criminal offence not to pay it. If you don’t pay your council tax you may be asked to attend a court hearing at the Sheriff court. The courts could send sheriffs officers to your house or have money taken out of your wages.