You may be entitled to some Government benefits to help increase your income. You could speak to your local benefits office or visit NI Direct, the Governement benefits website. If you are struggling with debts and would like advice on benefits please call our helpline. One of our specialist advisors will be able to check what you are entitled to.

Payment protection insurance (PPI), is insurance that will pay out a sum of money to help cover your monthly repayments on your debt you took it out for if you are unable to work. This could be because you have an accident or sickness, or become unemployed through no fault of your own. Some payment protection policies will pay the debt off if you die.