Our InfoCentre can provide you with information about what happens if you cannot pay your debts and an introduction to the solutions available to help you regain control of your finances. You can also find advice about how to make a household budget and improve the way you manage your money. Our life changes section will provide you with guidance on how to manage your finances during major life events, such as retirement, unemployment or divorce.

If you need more specialist advice you will find information on the court process, repossession, default notices and your credit rating.

Debt advice can be complex so if you are unsure after visiting our InfoCentre please contact us and one of our counsellors will be able to help you.

If you have a specific query you can visit our most frequently asked questions.