There are many different types of debt available. All of these have slightly different terms and conditions, and it can be complicated to work out the differences between them all.
This area of our website will give you all the help and advice you need to understand your debts. It will give you an insight into the different types of debt you have how they work and what happens if you cannot pay the debt back.
Check the credit agreement
If you are unsure about what type of debt you have, you should check the credit agreement you received when you first took the debt out. If you no longer have the credit agreement you should ask your lender to provide you with a copy. They will be able to advise you on what type of debt you have.
We can help
If you are struggling to pay your debts, and would like a solution to your problem we will be able to help you. You can contact us using our online service, CCCS Debt Remedy, or call our free Helpline on 0800 138 1111.
All our services are free and our debt help is imparitial, anonymous and confidential.