Are you having difficulty in meeting your housing costs? Whether renting or paying off a mortgage, more and more people are finding it hard to keep their homes.

We are finding lots more people calling our helpline who have no fixed address. These people are not living on the streets but are relying on friends and family for a place to sleep.
We understand that for the majority of people, staying in your home is the absolute priority.
Debt problems can lead to evictions from rental accommodation or losing your own home through repossession. Some people have found themselves having to rent out their homes because they cannot meet their mortgage payments.
These trends are set to continue as the effects of public sector cuts and benefit cuts are felt.
What can I do?
If you find yourself in this situation, make sure you seek help straight away.
We can advise you on all types of housing problems. We can inform you of your rights and give you practical help to get out of difficulty.
CCCS offers free, confidential debt advice to anyone in financial need.
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