InfoCentre
England and Wales
Debt solutions
Administration order
Bankruptcy
Debt consolidation
Debt relief order
Debt management plan
Equity release
Individual voluntary arrangement
Remortgaging
Settlement offers
Temporary repayment plan
Types of debt
Budgeting
Budgeting advice
What to pay first
Self employed
Increasing income
Claiming benefits
Reducing spending
Money management
Bank accounts
Life changes
Bereavement
Separation
Health
Maternity
Redundancy
Retirement
Housing
Mortgages
What is a mortgage
Arrears
Surrendering your property
Repossession
Lender help
Government help
Debt problems causing homelessness
Renting
Renting a house
Arrears
Eviction
Creditor action
Charges and interest
Debt collection process
Telephone calls
Letters from creditors
Your rights
Making a complaint
Debt collection agencies
Home visits
Solicitors
Court action
Default notices
CCJ
Charging order
Bailiffs
Attachment of earnings
High court enforcement
Bankruptcy from creditors
Court and insolvency fees
Credit reference agencies
Frequently asked questions
Scotland
Budgeting
Budgeting advice
What to pay first
Self employed
Increasing income
Claiming benefits
Reducing spending
Money management
Bank accounts
Life changes
Bereavement
Separation
Health
Maternity
Redundancy
Retirement
Housing
Mortgages
What is a mortgage
Arrears
Surrendering your property
Repossession
Lender help
Government help
Renting
Renting a house
Arrears
Eviction
Creditor action
Charges and interest
Debt collection process
Telephone calls
Letters from creditors
Your rights
Making a complaint
Debt collection agencies
Home visits
Solicitors
Court action
Default notices
Diligence
Sequestration from creditors
Credit reference agencies
Debt solutions
Debt arrangement scheme
Debt consolidation
Debt management plan
Equity release
Remortgaging
Sequestration and LILA
Settlement offers
Temporary repayment plan
Trust deed
Frequently asked questions
Northern Ireland
Budgeting
Budgeting advice
What to pay first
Self employed
Increasing income
Claiming benefits
Reducing spending
Money management
Bank accounts
Life changes
Bereavement
Separation
Health
Maternity
Redundancy
Retirement
Housing
Mortgages
What is a mortgage
Arrears
Surrendering your property
Repossession
Lender help
Government help
Renting
Renting a house
Arrears
Eviction
Creditor action
Charges and interest
Debt collection process
Telephone calls
Letters from creditors
Your rights
Making a complaint
Debt collection agencies
Home visits
Solicitors
Court action
Default notices
Enforcing a money judgment
Bankruptcy from creditors
Credit reference agencies
Debt solutions
Administration order
Bankruptcy
Debt consolidation
Debt relief order
Debt management plan
Equity release
Individual voluntary arrangement
Remortgaging
Settlement offers
Temporary repayment plan
Frequently asked questions
Channel Islands
Non UK residents
You are in: InfoCentre > England and Wales > Housing
    

Housing

We’re here to help

Whether you’re paying a mortgage or renting, more people than ever are experiencing problems meeting their housing costs. We understand that for the majority of people, staying in your home is the absolute priority.

For instant, free debt advice, use CCCS Debt Remedy to find out the best solution for your situation

This section will provide you with practical advice on how to stay in your home as well as what to expect if you fall into difficulty your payments. We also provide you with an introduction to the different kinds of help you may benefit from.

For free, unbiased debt help and information on the debt solutions available to you, visit CCCS Debt Remedy, our online debt counselling service. 

If you are facing eviction or repossession and have not been able to find an answer to your question, please contact us and one of our counsellors will be able to advise you further.

Was this information useful? Yes No

Send feedback

    

FAQs

How can I find out what type of mortgage I have?

If you are not sure what type of mortgage you have you should contact your lender or check your mortgage agreement.


How do I find out what type of tenancy agreement I have?

If you are not sure what type of tenancy agreement you have you should contact your landlord or check your tenancy agreement. All landlords have to supply a tenancy agreement to their tenants and this will say what type of tenancy you have.


Can I apply for a council house?

Most people can apply for a council house but there will be a waiting list. Council houses are allocated on a points system. How long you wait to be given a house will depend on how many points you have. The council will give a higher priority to vulnerable people, people with children and people who are homeless.

If the council thinks you have made yourself intentionally homeless you may not be able to apply for a council house. More information can be found on the Direct Gov website.


© Consumer Credit Counselling Service 2011