You may be entitled to some government benefits to help increase your income. You could speak to your local benefits office or visit Turn 2 Us, a government website with a benefits calculator. If you are struggling to pay your debts and would like advice on benefits please call our helpline. One of our specialist benefit advisors will be able to check if you are entitled to any benefits.

To claim child benefit, you need to apply. You will get a copy of the form in the ‘bounty pack’ that is given to new mothers in hospital or can download a copy of the form online from HM Revenue & Customs. Child benefit is only backdated for 3 months, so it is important to put your claim in as quickly as possible.

Home start can provide help, friendship, advice or support to families with young children. They can also provide a volunteer to visit you and give emotional and practical support. If you are a loan parent you could also contact the loan parent advice charity Gingerbread.