A suspended possession order is a court order that is granted at a repossession hearing. A suspended possession order means that your lender cannot repossess your property as long as you make the payments the court asked for each month. This is usually the contractual monthly payment and has an additional amount to clear the arrears within a reasonable time. A reasonable time can be anything up to the remaining term of the mortgage.

An outright possession order is a court order that is granted at a repossession hearing. It means that the courts have given your lender possession of your property. You will be given an eviction date for 28 days later and need to move yourself and your belongings out of the property by this date. On the eviction date bailiffs may change the locks to your house. Even if you have an outright possession order it may still be possible to keep your home. Please call our helpline and one of our specialist advisors will be able to help you

If you have a suspended possession order and cannot afford to make the payments it may be possible to ask the courts to alter the order. Please call our helpline and one of our advisors may be able to help you.

If you do not attend a court hearing for your property you will need to call the courts and find out the outcome of the hearing. Once you know the outcome of the hearing please call our helpline and one of our specialist advisors will be able to help you deal with your housing problems.

If you have an eviction date please call our helpline for specialist advice.