If you use our online debt counselling service, CCCS Debt Remedy, you can find out which debt solution best matches your circumstances.

Effective debt management

If it is appropriate for your situation, we can set up a debt management plan (DMP) for you. In many cases a DMP is an effective debt management solution as it gives you the chance to pay off your debts in an affordable way, while allowing you enough money for all your essential living expenses.

A DMP is a debt management solution designed for people finding it difficult to meet the contractual payments on their debts, despite having some disposable income available (disposable income is the money left over once all your essential bills and living expenses have been accounted for).

Free debt management service

We organise debt management plans for free. If a DMP is suitable for your debt problem, we will work out a budget for you and draw up a proposal for your creditors. We will request that your creditors accept reduced payments and also stop adding interest. If they agree (in the majority of cases they do), you make one payment to us every month and we divide the money between your creditors.

Remember, unlike profit making companies offering debt management solutions, we do not charge for our services, so all the money you pay goes towards reducing your debt. And we make sure you don’t pay more than you can reasonably afford.

Debt Remedy

To find out whether a DMP is suitable for you or for more information about other debt management solutions that could help, like a debt relief order or an individual voluntary arrangement, contact us through our online counselling service, CCCS Debt Remedy.