Claiming benefits could reduce your debt problems

Many families are losing out on as much as £4,000 per year by not claiming their full benefits entitlements.

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We see lots of families who are struggling with debt and do not realise that they can claim help in the form of welfare benefits.

Our research shows that, on average, families are failing to claim £80 per week – that’s £4,000 a year.

While the government’s attention is focused on ‘benefit scroungers’, unclaimed benefits account for an estimated £16bn a year.

This means that many people who find themselves in debt could be helped by important benefits like child tax credit, housing benefit or pension credit.

How can I find out what benefits I can claim?

You could speak to your local benefits office or visit Entitled to, a website with a benefits calculator.

If you are struggling with debts and would like advice on benefits, please call our helpline. One of our specialist advisors will be able to check what you are entitled to.

The government is planning to cut back many welfare benefits. We have written a guide to benefits cuts to help you make sense of the changes.

© Consumer Credit Counselling Service 2011