Everyone’s circumstances are different and it may be that an IVA is not suitable for your particular debt problem.
There are a number of other debt solutions available, and it is possible that one of these will suit your situation much better than an IVA.

This is why we recommend you get impartial, professional debt help to determine which is the best solution for you.
Our online service, CCCS Debt Remedy, can help you with this.
In the meantime, this part of the guide will summarise some of the other debt solutions available, including: