If you use our CCCS Debt Remedy online service, we can work out the best way to solve your debt problem. If a debt management plan is the best option for your circumstances, we can arrange it for you.
Paying off your debts is the ultimate goal, but there's no point in a payment plan that will leave you feeling stretched or short of money. That's why our number one priority is to protect your living expenses. We will budget your finances carefully and make sure you can afford the payments to keep up to date with your household bills and your debt management plan.
What happens next?
Once we've worked out the debt management plan and you're happy to go ahead with it, we’ll get to work for you. We contact your creditors explaining your situation, and present them with the proposed offer of payments.
Creditors are usually happy to accept our proposals. We set up a Direct Debit through which we receive your monthly payments and we do the rest, paying your creditors according to the plan. You don't have to worry about contacting your creditors to reduce your payments because we do it for you. We are always on hand to help you or give you any further information.
Keeping you in the loop
We send you a monthly statement to show you how much you have paid to each of your debts, and you will also be given an online account through which you can manage your plan and view your statements 24 hours a day.
Once a year, we'll take another look at your circumstances in case they have changed, and advise you accordingly.
How you can help us
- Do let us know of any changes to your situation, such as your address, job, income or spending.
- Don't borrow any more money or enter into any credit agreements without discussing it with us first.
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